Top Visa Credit Cards

I am going to tell you about the top Visa Credit Cards in their different categories. I will try not to make it too technical, more of an overview on the Top Visa Credit Cards. I will start from the top, the top being if your credit score is excellent. Then I will go for average credit score, ok credit then bad credit. Don’t stress if you do not know your credit score. There are a number of companies that offer the service of checking your credit score. But did you know it is law that you are entitled to a free credit check once a year? Yes free credit check. So what I suggest is go to the following sites choose one you feel comfortable using ok.


· Equifax

· AnnualCreditReport

· MyFico

· Experian

Ok since we have your credit score let us put it into context for you when applying for a Visa Credit Card.

Credit Score Classification:

Score= 0 No credit score will not be able to qualify.( But you can Try)

Score= 350 to 619 Poor Credit Score could still get something

Score=620 to 659 Fair Credit score can get something of value.

Score=660 to 749 Good Credit Can demand things here

Score=750 to 850 Excellent Credit, Can get just about anything.

Best Card:

Capital One – Platinum Prestige – Visa

  • · 0% Intro APR until October 2009
  • · 8.9% APR on Purchases and balance Transfers
  • · No Annual Fee
  • · Apply today you could have this card in 48 Hours
  • · Credit Limit: $500 to $ 20,000
  • · Transfer Fee: 3% per Transfer

I hope that makes you want to go and get one.

Average Credit

Capital One – Classic Platinum – Visa

  • · 0% on Purchases until May 2009
  • · Annual Fee $19
  • · Variable APR, currently at 14.9%
  • · No balance transfer fees
  • · $0 Fraud Liability if your card is ever lost or stolen
  • · Credit Limit $300 – $ 3,000

I hope that that explains everything, so you want one?

Limited Credit

Capital One – Orbitz – Visa Platinum

  • · 0% APR on Purchases until February 2009 after that 22.9% variable
  • · No Annual fee
  • · Earn Point Rewards! ( Travel, Cash Back and Gift Cards)

  • · Transfer APR = 22.9%

  • · Credit Limit $ 300 – $3,000

This is an awesome card to have you can earn serious points here. 

No Credit

Capital One – Platinum - Visa

  • · 0% APR on Purchases until May 2009
  • · Variable APR, Currently 8,9%
  • · No balance transfer fees
  • · Annual Fee $39
  • · Credit Limit $300 – $3,000

I hope you now understand how the Credit Card Company work. They need to know your credit score and so should you!

So which card are you Applying For?


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